Your safe-to-spend plan
Takes about two minutes.
1
Money available
How much money do you have available right now?
$
Everything you can actually spend today.
2
Next payday
When is your next payday?
3
Upcoming expenses
What's due before your next payday?
Rent, groceries, gas, phone — anything you know is coming.
4
Debt
Do you have debt you'd like to pay down?
5
Safety buffer
How much would you like to keep as a safety buffer?
This is money you choose not to spend so unexpected expenses don't immediately throw off your plan.